Efficient Use of Electronic Banking and Financial Performance of Commercial Banks in Rwanda: A Case of Equity Bank Plc

This general objective was to examine effect of efficient use electronic banking on financial performance commercial banks with reference Equity Bank Plc. The specific objectives the study were assess internet in Rwanda; ascertain Debit and credit cards Rwanda Plc establish mobile Rwanda. is significant as findings will providing information influence for institutions also finding help researchers interested carrying out further studies this field. used descriptive coefficient regression size between variables each whereby target population 370, while a sample 193 calculated using Yamane formula obtained simple random technique. Questionnaire interview data collection instruments. Data analysis methods multiple quantitative results content from interview. After collecting data, analyzing interpreting showed that Adjusted R Square shows banking, debits credits contributes up 87.2% there positive strong correlation dependent independent has 0.7742 performance. Credits Debits 0.812 Mobile 0.967 correction recommended maximize easy fund transfer digital performance, should prioritize user-friendly intuitive interfaces. They invest robust security measures protect customer transaction integrity. Regular monitoring, maintenance, updates platform are crucial ensure smooth functionality address any potential issues promptly. concluded that, analyzed significantly Keywords: Electronic Commercial banks, Plc,